A full spectrum of wealth solutions.
From day-to-day investment management to complex, multi-generational planning — every service is delivered by qualified professionals and grounded in the same commitment to clarity, care and long-term outcomes.
Brooks Macdonald exists to help clients build, protect and pass on wealth. We do that by bringing investment expertise and financial planning together under one roof, so the two disciplines that shape your financial life work in step rather than in isolation.
Every client relationship begins with a conversation — not a product pitch. We take time to understand your circumstances, your obligations and your ambitions, then design the combination of services that fits. The list below is our full menu; your plan will draw on the parts you actually need.
Discretionary Investment Management
Bespoke portfolios actively managed by a dedicated investment team.
We build and run discretionary portfolios around your objectives, risk profile, tax position and time horizon. Your investment manager makes day-to-day decisions on your behalf within a mandate you approve, drawing on our Centralised Investment Process and specialist research teams. You receive clear quarterly reporting, regular review meetings and direct access to the person managing your money.
- Personalised mandates from £250,000
- ISA, GIA, pension and offshore wrappers
- Direct equity, fund and fixed income capability
- Institutional-grade risk oversight
Financial Planning
Holistic planning that turns wealth into outcomes.
Our chartered financial planners help you understand what your money can do — for you, for your family and for the causes you care about. Using cashflow modelling and stress-tested scenarios, we design a plan that spans pensions, investments, tax wrappers, protection and estate structures, and we keep it under review as your life evolves.
- Lifetime cashflow modelling
- Retirement and drawdown strategy
- Inheritance and estate planning
- Tax-efficient wrapper selection
Fixed Rate Bonds
Defined returns from a curated bond shelf.
For clients who value predictability, our after-market fixed rate bond service offers access to sterling bonds from leading UK banks and corporates. Coupons are paid to your nominated account and capital is returned at maturity, subject to the bond issuer's ability to pay. Optional Credit Default Swap insurance is available to mitigate issuer default risk.
- Fixed coupons from 5.82% to 8.00% p.a.
- Terms from 3 to 36 months
- Minimum investment £20,000
- Optional CDS insurance up to £2.5m
Charities & Trusts
Specialist stewardship for foundations and trustees.
We look after the reserves and endowments of charities, trusts and not-for-profit institutions across the UK. Our charity team understands the Charity Commission's guidance, the demands of trustee governance and the importance of aligning investments with your mission — including tailored ethical, responsible and impact mandates.
- Trustee training and reporting
- Ethical and responsible mandates
- Reserves policy support
- Total-return and income-focused strategies
Retirement & SIPPs
Turning a lifetime of saving into sustainable income.
The years around retirement are among the most important — and most complex — in a financial life. We consolidate pensions, model sustainable withdrawal rates, structure tax-efficient drawdown and protect capital against sequence-of-returns risk, so you can enjoy retirement with confidence.
- Pension consolidation and transfers
- Flexi-access and phased drawdown
- Annuity comparison where suitable
- Legacy and beneficiary planning
Family Wealth & Next Generation
Planning that works across generations.
Passing wealth on well takes more than a will. We help families structure gifts, trusts and education funding, prepare the next generation for the responsibility of inheritance, and coordinate with your solicitor and accountant so the plan holds together in practice as well as on paper.
- Junior ISAs and education funding
- Trust and family investment company structures
- Inter-generational cashflow modelling
- Financial education for younger family members
Business Owners & Entrepreneurs
From building the business to life after exit.
Entrepreneurs face financial questions few advisers are equipped to answer. We work alongside your corporate advisers on shareholder agreements, pre-sale planning, employee share schemes and post-exit wealth strategy — turning years of concentrated risk into a diversified plan for whatever comes next.
- Pre- and post-exit planning
- Business Relief and IHT strategy
- EIS, VCT and reinvestment options
- Family succession and governance
Family Office Services
Coordinated wealth strategy across the whole family.
For families with more complex needs, we provide a coordinated family office service spanning investment management, planning, philanthropy and reporting. We act as a single point of contact for accountants, lawyers and other advisers, and produce consolidated statements across entities and jurisdictions.
- Consolidated cross-entity reporting
- Governance and family constitution support
- Philanthropy and impact strategy
- Cross-border coordination
A relationship, not a transaction.
We meet to understand your circumstances, obligations and objectives — no fee, no commitment.
We build a written plan combining investment strategy, planning recommendations and any specialist services required.
Once you approve the plan, we implement it — opening accounts, transferring assets and putting the strategy to work.
We meet regularly to review performance against your goals and adjust as circumstances change.
Clients at every stage of the wealth journey.
Individuals and couples building portfolios, planning retirement or organising the transfer of wealth to the next generation.
Families coordinating investments, trusts and gifting across parents, children and grandchildren.
Entrepreneurs approaching a sale, restructuring shareholdings or planning what to do with the proceeds of an exit.
Charitable foundations, endowments and trustee boards seeking specialist stewardship of reserves.
Solicitors, accountants and financial advisers seeking a discretionary partner for the clients they refer.
Clients moving from accumulation to drawdown who need sustainable income and a durable capital plan.
Let's start a conversation.
Initial meetings are without cost or obligation. Tell us what you're trying to achieve and we'll show you how we can help.